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BMO earnings date & Q3 FY2026 results
IFRS · C$M · vs Q3 FY2025 · reported 08/25/2026
Bank of Montreal — The Bank of Montreal, abbreviated as BMO, is a Canadian multinational investment bank and financial services company. · Text: Wikipedia, CC BY-SA 4.0, abridged
Key growth driver: Non-interest revenue — the fastest-growing revenue line: C$4,329, +24% y/y. · by the Q3 FY2026 report
Next report: Dec 2, 2026 (Q4 FY2026) — announced by the company (SEC 6-K). · Canadian earnings calendar
Listed on the TSX as BMO and in the U.S. as BMO; files an annual 40-F and quarterly results on Form 6-K with the SEC. Amounts as reported, no currency conversion.
All figures in C$M.
Revenue
C$9,896
+10.1%
Net income
C$1,748
−24.9%
EPS diluted C$2.38
Verdict: strong business, weak reported line — revenue rose 10.1% to C$9.9 billion and all four operating businesses grew, but a C$1,092 million charge (mostly goodwill) on the announced sale of the Transportation Finance and Vendor Finance businesses cut net income attributable to shareholders 24.9% to C$1.7 billion (diluted EPS C$2.38 vs C$3.14). Adjusted (non-GAAP) net income rose 19% to C$2,859 million.
Diluted EPS C$2.38 (C$3.14 a year ago), adjusted (non-GAAP) C$3.96 (C$3.23); fourth-quarter dividend declared C$1.71 per share, up 5% from a year ago; CET1 ratio 13.0%; 3.8 million shares repurchased for cancellation in the quarter; reported ROE 8.4%, adjusted 14.0%.
Source and notation
≈ — derived line (remainder between reported totals). Source: BMO Financial Group Q3 2026 Earnings Release, MD&A and interim financial statements (6-K, SEC EDGAR). Amounts in Canadian dollars, as reported.
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Heads-up
- net income fell 25% y/y in Q3 FY2026
Most likely because the charge brought little tax relief, so the effective tax rate jumped to 29.9% from 24.5%: taxes fell only 1.3% while income…; total PCL fell to C$722 million: C$708 million on impaired loans (down C$65 million) and C$14 million on performing loans…. Based on the Q3 FY2026 report.
The company's report ↗BMO (BMO) earnings: FAQ
When is BMO's next earnings date?
BMO (BMO) has announced it will report Q4 FY2026 results on Dec 2, 2026. Source: SEC 6-K.
When did BMO last report earnings?
BMO filed its Q3 FY2026 results with the SEC on Aug 25, 2026 (Form 6-K).
What was BMO's revenue in Q3 FY2026?
C$9,896 million (+10.1% year over year), reported in Canadian dollars; net income was C$1,748 million.
Why are BMO's figures in Canadian dollars?
We show amounts exactly as BMO reports them to the SEC, without converting currencies. Its financial statements are prepared under IFRS in Canadian dollars.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report. Figures checked against the filing on 10/13/2026. How we make the breakdowns · Report an error
More reports: BNS · Q3 FY2026 · CM · Q3 FY2026 · RY · Q3 FY2026 · TD · Q3 FY2026 · AEM · Q2 2026 · AQN · Q2 2026 · all Canadian companies