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V earnings date & Q3 2026 results · Visa
US GAAP · $M · vs Q3 2025 · reported 07/28/2026
Visa Inc. is an American multinational payment card services corporation headquartered in San Francisco, California. · Wikipedia
More about the company
It facilitates electronic funds transfers worldwide, most commonly through Visa-branded credit cards, debit cards and prepaid cards.
Key growth driver: Data Processing — the fastest-growing revenue line: $6,042, +17% y/y. · by the Q3 2026 report
When is V’s next earnings date?
Tuesday, October 27, 2026estimated
Visa (V) has not confirmed the date yet; Oct 27, 2026 is an estimate based on the company's past reporting schedule and may move once the date is announced. Consensus EPS forecast: $3.43 (12 analysts), vs $2.98 in the same quarter last year.
What time does V report? Usually after market close: the last 4 results releases reached the SEC at 4:05 pm, 4:05 pm, 4:05 pm, 4:06 pm ET.
Last report: Jul 28, 2026 (Q3 2026) — broken down in the Sankey chart below. Dates and consensus: Nasdaq / Zacks Investment Research; companies do reschedule. Who else reports this week →
All figures in $M.
Revenue
$11,633
+14%
Operating income
$6,877
+11%
59.1% margin
Net income
$5,628
+7%
Diluted EPS $2.97 · +10%
Verdict: a strong quarter — net revenue up 14% to $11.6B on double-digit payments and processed-transaction volume growth outweighed a 19% jump in operating expenses (severance and marketing tied to FIFA World Cup sponsorship), pushing GAAP net income up 7% to $5.6B and non-GAAP net income up 8% to $6.3B.
9-month operating cash flow $16,342M; $16.5B of shares repurchased YTD (50M shares) with $28.4B still authorized; quarterly dividend of $0.67/share declared July 28, 2026 (paid 9/1/2026); no explicit forward guidance issued in this release.
Source and notation
* marks non-cash / ≈ estimated. Source: Visa Inc. press release / 10-Q (SEC EDGAR).
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
Heads-up
- debt load increased (Q3 2026)
Most likely because interest expense surged 392% y/y to $194M due to a prior-year tax-related interest benefit that did not recur, not from higher debt levels (total debt actually declined y/y). Based on the Q3 2026 report.
Company filings on SEC EDGAR ↗V earnings history: past report dates
| Apr 28, 2026 Tue | 4:05 pmafter market close | Mar 31, 2026 | — | ≈$3.14+35% y/y |
| Jan 29, 2026 Thu | 4:05 pmafter market close | Dec 31, 2025 | — | ≈$3.03+17% y/y |
| Oct 28, 2025 Tue | 4:06 pmafter market close | Sep 30, 2025 | — | ≈$2.60−1% y/y |
| Jul 29, 2025 Tue | 4:06 pmafter market close | Jun 30, 2025 | — | ≈$2.70+13% y/y |
| Apr 29, 2025 Tue | 4:05 pmafter market close | Mar 31, 2025 | — | ≈$2.32+1% y/y |
| Jan 30, 2025 Thu | 4:05 pmafter market close | Dec 31, 2024 | — | ≈$2.58+8% y/y |
| Oct 29, 2024 Tue | 4:06 pmafter market close | Sep 30, 2024 | — | ≈$2.62+16% y/y |
| Jul 23, 2024 Tue | 4:05 pmafter market close | Jun 30, 2024 | — | ≈$2.40+20% y/y |
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
Visa: 5-year financials
| FY2025 | 20,058 |
| FY2024 | 19,743 |
| FY2023 | 17,273 |
| FY2022 | 14,957 |
| FY2021 | 12,311 |
$ millions, annual 10-K reports on SEC EDGAR (US GAAP); the company’s fiscal year doesn’t match the calendar year so years follow the company’s own labels.
How we calculate
Figures are the annual report lines as filed, no adjustments. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing.
Corporate governance
2/2good
How the company treats minority shareholders: 2 — well, 0 — systematically poorly.
More
- Nov 202510-K FY2025: 1,930M Class A-equivalent shares (1,691M Class A, 183M from B-2, 8M from B-1, 36M from C, and others) vs. 1,983M a year earlier. sec.gov ↗
- Nov 202010-K FY2020: 2,197M Class A-equivalent shares — down 12% over 5 years. sec.gov ↗
- Nov 202510-K: Classes B-1, B-2, C and the preferreds vote only on mergers, exiting the payments business and matters required by Delaware law; the Class A dividend was raised to $0.67 a quarter. sec.gov ↗
- Nov 202510-K: a shareholder class action filed November 20, 2024 (disclosures about the DOJ case) and 2025 derivative suits are at the motions stage. sec.gov ↗
Scoring: 2.0, no deductions: public Class A holds the vote; Classes B-1/B-2/C and preferred series A/B/C are legacies of the 2008 IPO and the Visa Europe acquisition with limited voting rights and no founder control; Class A-equivalent share count −12% over 5 years; dividend rising; the 2024 shareholder suit is unresolved = 2.0
- Share classes
- Public Class A (NYSE: V). Class B-1/B-2 and C (member banks, a legacy of the 2008 IPO; B converts to A at a rate that falls as the escrow for antitrust suits is topped up) and preferred series A/B/C (Visa Europe) vote only on a narrow set of matters (mergers, exiting the payments business). No super-voting shares and no founder control — no deduction.
- Dilution
- Class A-equivalent shares: 2,197M (September 2020) → 1,930M (September 2025), −12%; SBC 2.2% of revenue.
- Disclosure
- Full 10-K/10-Q reporting.
- Dividends
- Quarterly dividend raised to $0.67 per Class A share (October 2025); $4.6B paid in FY2025 vs. $3.8B in FY2023.
- Lawsuits & regulators
- A shareholder class action (N.D. Cal., November 2024) over risk disclosure after the DOJ suit and three derivative suits — unresolved, no deduction. Multibillion-dollar interchange fee settlements are merchants' antitrust suits, covered by the escrow via the B conversion rate.
- Related parties
- 2025 proxy: approval policy through the audit committee; no material transactions disclosed.
How the score works · checked as of Sep 2026
Visa (V) earnings: FAQ
When is V's next earnings date?
Visa (V) has not confirmed the date yet; Oct 27, 2026 is an estimate based on its past reporting schedule.
What time does V report earnings?
Visa usually reports after market close: its latest results release was filed with the SEC at 4:05 pm ET on Jul 28, 2026.
When did V last report earnings?
Visa reported Q3 2026 results on Jul 28, 2026.
What is the EPS estimate for V's next earnings?
The consensus EPS forecast is $3.43 (12 analysts), vs $2.98 in the same quarter last year.
Where can I find Visa's financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to V's filings; this page breaks the latest report down in a Sankey chart.
What was V's net income in Q3 2026?
Visa reported net income of $5,628M for Q3 2026 (+7% year over year), under US GAAP.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report. Figures checked against the filing on 08/25/2026. How we make the breakdowns · Report an error
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