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How Block, Inc. (XYZ) makes money: Q2 2026 revenue breakdown
US GAAP · $M · vs Q2 2025 · quarter ended 06/30/2026 · reported 08/05/2026
Block, Inc. is an American technology company and financial services provider for consumers and merchants. · Text: Wikipedia, CC BY-SA 4.0, abridged
More about the company
Founded in 2009 by Jack Dorsey, it is the U.S. market leader in point-of-sale systems. As of 2024, Block has 57 million users and 4 million sellers, processing $241 billion in payments annually.
Key growth driver: Financial solutions revenue — the fastest-growing revenue line: $1,382, +40% y/y. · by the Q2 2026 report
How does Block make money?
Block brought in $6.62 billion of revenue in Q2 2026, up 9.3% year over year. The largest source was Commerce enablement revenue: $3.34 billion, or 50% of the total, followed by Bitcoin ecosystem revenue ($1.89B, 29%) and Financial solutions revenue ($1.38B, 21%). Net income for the quarter was $88.5 million, down 83.6% year over year.
Revenue by source, Q2 2026
- Commerce enablement revenue$3.34B · 50% · +15.3%
- Bitcoin ecosystem revenue$1.89B · 29% · −12.8%
- Financial solutions revenue$1.38B · 21% · +40.4%
Shares of $6.62B total revenue; changes are year over year, as reported. ≈ marks lines derived from disclosed totals. The same flows are drawn in the Sankey chart below.
When is XYZ’s next earnings date?
Thursday, November 5, 2026estimated
Expected around Nov 5 — based on last year’s report on Nov 6, 2025. We have not yet seen the company's announcement of the date.
How we estimate
The estimate is the date of the same-quarter report a year ago, per the company’s SEC filing, moved forward 52 weeks (same weekday). Companies usually keep the same week; the date will be replaced once XYZ announces it.
Same quarter a year ago (ended September 30, 2025): revenue $6.11B, EPS (GAAP) $0.74
How we calculate
Year-ago figures are GAAP, from the company's SEC filings (XBRL); EPS is diluted.
What time does XYZ report? Usually after market close: the last 4 results releases reached the SEC at 4:11 pm, 4:21 pm, 4:06 pm, 4:29 pm ET.
Last report: Aug 5, 2026 (Q2 2026) — broken down in the Sankey chart below. Dates: company announcements; past dates and times — SEC 8-K filings. Who else reports this week →
All figures in $M.
Revenue
$6,618
+9.3%
Gross profit
$3,166
+24.8%
47.8% margin
Operating income
$447
−7.7%
6.8% margin
Net income
$88.5
−83.6%
$0.15/sh · 1.3% margin
Verdict: revenue grew 9.3% y/y to $6.62B, operating margin 6.8% vs 8.0%, net income $88.5M (−83.6% y/y).
Source and notation
Source: Block press release, 8-K EX-99.1 of 08/05/2026 (SEC EDGAR). Every figure was matched against the income statement in the release and checked against SEC XBRL.
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
Heads-up
- net income fell 84% y/y in Q2 2026
Most likely because gross margin was 47.8% vs 41.9% a year earlier; the effective tax rate was 71.1% vs 18.4% a year earlier; costs grew faster than revenue (general and administrative +84% y/y, transaction, loan, and consumer receivable losses +99% y/y, provision for income taxes +77% y/y). Based on the Q2 2026 report.
The company's report ↗XYZ earnings history: past report dates
| Aug 5, 2026 Wed | 4:11 pmafter market close | Jun 30, 2026 | $6.6B+9% y/y | $0.15−83% y/y |
| May 7, 2026 Thu | 4:21 pmafter market close | Mar 31, 2026 | $6.1B+5% y/y | −$0.52 |
| Feb 26, 2026 Thu | 4:06 pmafter market close | Dec 31, 2025 | ≈$6.3B+4% y/y | ≈$0.19−94% y/y |
| Nov 6, 2025 Thu | 4:29 pmafter market close | Sep 30, 2025 | $6.1B+2% y/y | $0.74+64% y/y |
| Aug 7, 2025 Thu | 4:22 pmafter market close | Jun 30, 2025 | $6.1B−2% y/y | $0.87+181% y/y |
| May 1, 2025 Thu | 4:11 pmafter market close | Mar 31, 2025 | $5.8B−3% y/y | $0.30−59% y/y |
| Feb 20, 2025 Thu | 4:20 pmafter market close | Dec 31, 2024 | ≈$6.0B+4% y/y | ≈$3.06 |
| Nov 7, 2024 Thu | 4:13 pmafter market close | Sep 30, 2024 | $6.0B+6% y/y | $0.45 |
| Aug 1, 2024 Thu | 4:16 pmafter market close | Jun 30, 2024 | $6.2B+11% y/y | $0.31 |
| May 2, 2024 Thu | 4:19 pmafter market close | Mar 31, 2024 | $6.0B+19% y/y | $0.74+362% y/y |
| Feb 22, 2024 Thu | 4:11 pmafter market close | Dec 31, 2023 | ≈$5.8B+24% y/y | ≈$0.18 |
| Nov 2, 2023 Thu | 4:12 pmafter market close | Sep 30, 2023 | $5.6B+24% y/y | −$0.15−650% y/y |
| Aug 3, 2023 Thu | 4:14 pmafter market close | Jun 30, 2023 | $5.5B+26% y/y | −$0.17+53% y/y |
| May 4, 2023 Thu | 4:14 pmafter market close | Mar 31, 2023 | $5.0B+26% y/y | $0.16 |
| Feb 23, 2023 Thu | 4:19 pmafter market close | Dec 31, 2022 | ≈$4.7B+14% y/y | ≈−$0.18−20% y/y |
| Nov 3, 2022 Thu | 4:11 pmafter market close | Sep 30, 2022 | $4.5B+17% y/y | −$0.02 |
| Aug 4, 2022 Thu | 4:14 pmafter market close | Jun 30, 2022 | $4.4B−6% y/y | −$0.36 |
| May 5, 2022 Thu | 4:18 pmafter market close | Mar 31, 2022 | $4.0B−22% y/y | −$0.38 |
| Feb 24, 2022 Thu | 4:11 pmafter market close | Dec 31, 2021 | ≈$4.1B+29% y/y | ≈−$0.15 |
| Nov 4, 2021 Thu | 4:09 pmafter market close | Sep 30, 2021 | $3.8B+27% y/y | $0.00 |
| Aug 2, 2021 Mon | 6:07 ambefore market open | Jun 30, 2021 | $4.7B+143% y/y | $0.40 |
| May 6, 2021 Thu | 4:07 pmafter market close | Mar 31, 2021 | $5.1B+266% y/y | $0.08 |
| Feb 23, 2021 Tue | 4:06 pmafter market close | Dec 31, 2020 | ≈$3.2B+141% y/y | ≈$0.62−27% y/y |
| Nov 5, 2020 Thu | 4:06 pmafter market close | Sep 30, 2020 | $3.0B+140% y/y | $0.07+17% y/y |
| Aug 4, 2020 Tue | 8:59 pmafter market close | Jun 30, 2020 | $1.9B+64% y/y | −$0.03−50% y/y |
| May 6, 2020 Wed | 4:09 pmafter market close | Mar 31, 2020 | $1.4B+44% y/y | −$0.24−167% y/y |
| Feb 26, 2020 Wed | 4:08 pmafter market close | Dec 31, 2019 | ≈$1.3B+41% y/y | ≈$0.85 |
| Nov 6, 2019 Wed | 4:08 pmafter market close | Sep 30, 2019 | $1.3B+44% y/y | $0.06+50% y/y |
| Aug 1, 2019 Thu | 4:12 pmafter market close | Jun 30, 2019 | $1.2B+44% y/y | −$0.02−100% y/y |
| May 1, 2019 Wed | 4:11 pmafter market close | Mar 31, 2019 | $959M+43% y/y | −$0.09−50% y/y |
| Feb 27, 2019 Wed | 4:12 pmafter market close | Dec 31, 2018 | ≈$933M+51% y/y | ≈−$0.06−50% y/y |
| Nov 7, 2018 Wed | 4:11 pmafter market close | Sep 30, 2018 | $882M+51% y/y | $0.04 |
| Aug 1, 2018 Wed | 4:12 pmafter market close | Jun 30, 2018 | $815M+48% y/y | −$0.01+75% y/y |
| May 2, 2018 Wed | 4:12 pmafter market close | Mar 31, 2018 | $669M+45% y/y | −$0.06−50% y/y |
| Feb 27, 2018 Tue | 4:11 pmafter market close | Dec 31, 2017 | ≈$616M+36% y/y | ≈−$0.04+0% y/y |
| Nov 8, 2017 Wed | 4:08 pmafter market close | Sep 30, 2017 | $585M+33% y/y | −$0.04+56% y/y |
| Aug 2, 2017 Wed | 4:05 pmafter market close | Jun 30, 2017 | $552M+26% y/y | −$0.04+50% y/y |
| May 3, 2017 Wed | 4:03 pmafter market close | Mar 31, 2017 | $462M+22% y/y | −$0.04+86% y/y |
| Feb 22, 2017 Wed | 4:10 pmafter market close | Dec 31, 2016 | ≈$452M+21% y/y | ≈−$0.04+89% y/y |
| Nov 1, 2016 Tue | 4:10 pmafter market close | Sep 30, 2016 | $439M+32% y/y | −$0.09+74% y/y |
| Aug 3, 2016 Wed | 4:06 pmafter market close | Jun 30, 2016 | $439M+41% y/y | −$0.08+60% y/y |
| May 5, 2016 Thu | 4:02 pmafter market close | Mar 31, 2016 | $379M+51% y/y | −$0.29+12% y/y |
| Mar 9, 2016 Wed | 4:01 pmafter market close | Dec 31, 2015 | ≈$374M | ≈−$0.36 |
Show all 43 reports since 2016Show fewer
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Companies that file the 8-K late in the evening publish the release the next morning: the date is that morning, before market open, and the evening filing time is not shown. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
Block, Inc.: 12-year financials
| 2025 | 24,194 | 1,708 | 1,306 | 2,425 |
| 2024 | 24,121 | 892 | 2,897 | 1,553 |
| 2023 | 21,916 | −279 | 9.8 | −50.2 |
| 2022 | 17,532 | −625 | −541 | 5.1 |
| 2021 | 17,661 | 161 | 166 | 714 |
| 2020 | 9,498 | −18.8 | 213 | 34.7 |
| 2019 | 4,714 | 26.6 | 375 | 265 |
| 2018 | 3,298 | −36.6 | −38.5 | 234 |
| 2017 | 2,214 | −54.2 | −62.8 | 102 |
| 2016 | 1,709 | −171 | −172 | −2.3 |
| 2015 | 1,267 | −175 | −180 | −16.3 |
| 2014 | 850 | −151 | −154 | −141 |
Show all 12 yearsShow fewer
$ millions, annual 10-K reports on SEC EDGAR (US GAAP)*. History starts in 2014: earlier years aren’t in the company’s SEC filings (it’s younger or was spun off).
How we calculate
Figures are annual report lines; if a year was later restated (discontinued operations, mergers), we use the latest filing that shows it. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing.
Shareholders’ equity at Jun 30, 2026: $22.0B (56% of total assets). Compare with other S&P 500 companies →
Block, Inc. (XYZ) earnings: FAQ
How does Block make money?
Block brought in $6.62 billion of revenue in Q2 2026, up 9.3% year over year. The largest source was Commerce enablement revenue: $3.34 billion, or 50% of the total, followed by Bitcoin ecosystem revenue ($1.89B, 29%) and Financial solutions revenue ($1.38B, 21%). Net income for the quarter was $88.5 million, down 83.6% year over year.
When is XYZ's next earnings date?
We have not yet seen an announcement of the date from Block, Inc. (XYZ). Based on last year's report on Nov 6, 2025, the next report is expected around Nov 5, 2026.
What time does XYZ report earnings?
Block, Inc. usually reports after market close: its latest results release was filed with the SEC at 4:11 pm ET on Aug 5, 2026.
When did XYZ last report earnings?
Block, Inc. reported Q2 2026 results on Aug 5, 2026.
Where can I find Block, Inc.'s financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to XYZ's filings; this page breaks the latest report down in a Sankey chart.
What was XYZ's net income in Q2 2026?
Block, Inc. reported net income of $88.5M for Q2 2026 (−83.6% year over year), under US GAAP.
How has Block, Inc.'s revenue changed since 2014?
Per its 10-K filings, revenue grew 28.5x: $850M in 2014 and $24,194M in 2025. The latest year is the highest in the table. Year-by-year figures are in the table above.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report — two independent automated readings of the release had to match, and every number in the text was checked against it. Figures checked against the filing on 10/16/2026. How we make the breakdowns · Report an error
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