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How Brown & Brown (BRO) makes money: Q2 2026 revenue breakdown
US GAAP · $M · vs Q2 2025 · quarter ended 06/30/2026 · reported 07/27/2026
Brown & Brown, Inc. is an American insurance brokerage firm headquartered in Daytona Beach, Florida. · Text: Wikipedia, CC BY-SA 4.0, abridged
More about the company
It is one of the largest independent insurance intermediaries in the United States, providing risk management solutions, insurance products, and services to businesses, governmental institutions, professional organizations, trade associations, and individuals.
Key growth driver: Commissions and fees — the fastest-growing revenue line: $1,654, +32% y/y. · by the Q2 2026 report
How does Brown & Brown make money?
Brown & Brown brought in $1.68 billion of revenue in Q2 2026, up 30.4% year over year. The largest source was Commissions and fees: $1.65 billion, or 99% of the total, followed by Investment and other income ($22.0M, 1%). Net income for the quarter was $288 million, up 24.7% year over year.
Revenue by source, Q2 2026
- Commissions and fees$1.65B · 99% · +32.4%
- Investment and other income$22.0M · 1% · −38.9%
Shares of $1.68B total revenue; changes are year over year, as reported. ≈ marks lines derived from disclosed totals. The same flows are drawn in the Sankey chart below.
When is BRO’s next earnings date?
Monday, October 26, 2026estimated
Expected around Oct 26 — based on last year’s report on Oct 27, 2025. We have not yet seen the company's announcement of the date.
How we estimate
The estimate is the date of the same-quarter report a year ago, per the company’s SEC filing, moved forward 52 weeks (same weekday). Companies usually keep the same week; the date will be replaced once BRO announces it.
Same quarter a year ago (ended September 30, 2025): revenue $1.606B, EPS (GAAP) $0.68
How we calculate
Year-ago figures are GAAP, from the company's SEC filings (XBRL); EPS is diluted.
What time does BRO report? Usually after market close: the last 4 results releases reached the SEC at 5:03 pm, 5:08 pm, 5:03 pm, 5:04 pm ET.
Last report: Jul 27, 2026 (Q2 2026) — broken down in the Sankey chart below. Dates: company announcements; past dates and times — SEC 8-K filings. Who else reports this week →
All figures in $M.
Revenue
$1,676
+30.4%
Net income
$288
+24.7%
$0.84/sh · 17.2% margin
Verdict: revenue grew 30.4% y/y to $1.68B, pre-tax margin 22.9% vs 24.2%, net income $288M (+24.7% y/y).
Source and notation
Source: Brown & Brown press release, 8-K EX-99.1 of 07/27/2026 (SEC EDGAR). Every figure was matched against the income statement in the release and checked against SEC XBRL.
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
BRO earnings history: past report dates
| Jul 27, 2026 Mon | 5:03 pmafter market close | Jun 30, 2026 | $1.7B+30% y/y | $0.84+8% y/y |
| Apr 27, 2026 Mon | 5:08 pmafter market close | Mar 31, 2026 | $1.9B+35% y/y | $1.06−8% y/y |
| Jan 26, 2026 Mon | 5:03 pmafter market close | Dec 31, 2025 | ≈$1.6B+36% y/y | ≈$0.55−25% y/y |
| Oct 27, 2025 Mon | 5:04 pmafter market close | Sep 30, 2025 | $1.6B+35% y/y | $0.68−16% y/y |
| Jul 28, 2025 Mon | 5:03 pmafter market close | Jun 30, 2025 | $1.3B+9% y/y | $0.78−13% y/y |
| Apr 28, 2025 Mon | 5:03 pmafter market close | Mar 31, 2025 | $1.4B+12% y/y | $1.15+13% y/y |
| Jan 27, 2025 Mon | 5:03 pmafter market close | Dec 31, 2024 | ≈$1.2B+15% y/y | ≈$0.73−22% y/y |
| Oct 28, 2024 Mon | 5:06 pmafter market close | Sep 30, 2024 | $1.2B+11% y/y | $0.81+31% y/y |
| Jul 22, 2024 Mon | 5:29 pmafter market close | Jun 30, 2024 | $1.2B+13% y/y | $0.90+34% y/y |
| Apr 22, 2024 Mon | 5:13 pmafter market close | Mar 31, 2024 | $1.3B+13% y/y | $1.02+23% y/y |
| Jan 22, 2024 Mon | 7:19 pmafter market close | Dec 31, 2023 | ≈$1.0B+14% y/y | ≈$0.93+79% y/y |
| Oct 23, 2023 Mon | 5:27 pmafter market close | Sep 30, 2023 | $1.1B+15% y/y | $0.62+9% y/y |
| Apr 24, 2023 Mon | 6:37 pmafter market close | Mar 31, 2023 | $1.1B+23% y/y | $0.83+8% y/y |
| Jan 23, 2023 Mon | 5:34 pmafter market close | Dec 31, 2022 | ≈$901M+22% y/y | ≈$0.52+44% y/y |
Show all 14 reports since 2023Show fewer
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Companies that file the 8-K late in the evening publish the release the next morning: the date is that morning, before market open, and the evening filing time is not shown. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
Brown & Brown: 15-year financials
| 2025 | 5,902 | 1,054 | 1,382 | 193 |
| 2024 | 4,805 | 993 | 1,092 | 154 |
| 2023 | 4,257 | 871 | 941 | 135 |
| 2022 | 3,573 | 672 | 829 | 120 |
| 2021 | 3,051 | 587 | 764 | 107 |
| 2020 | 2,613 | 481 | 642 | 101 |
| 2019 | 2,392 | 399 | 605 | 91.3 |
| 2018 | 2,014 | 344 | 526 | 84.7 |
| 2017 | 1,881 | 400 | 418 | 77.7 |
| 2016 | 1,767 | 258 | 393 | 70.3 |
| 2015 | 1,661 | 243 | 364 | 64.1 |
| 2014 | 1,576 | 207 | 360 | 59.3 |
| 2013 | 1,363 | 217 | 373 | 53.5 |
| 2012 | 1,200 | 184 | 196 | 49.5 |
| 2011 | 1,014 | 164 | 224 | 46.5 |
Show all 15 yearsShow fewer
$ millions, annual 10-K reports on SEC EDGAR (US GAAP)*.
How we calculate
Figures are annual report lines; if a year was later restated (discontinued operations, mergers), we use the latest filing that shows it. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing. The table starts in 2011; where the listed issuer changed (holding reorganization, redomicile), earlier years come from the predecessor’s filings.
Shareholders’ equity at Jun 30, 2026: $12.6B (42% of total assets). Compare with other S&P 500 companies →
Included in screener lists: S&P 500 companies with revenue growth 10 years in a row · S&P 500 companies that paid dividends 10 years without a gap
Brown & Brown (BRO) earnings: FAQ
How does Brown & Brown make money?
Brown & Brown brought in $1.68 billion of revenue in Q2 2026, up 30.4% year over year. The largest source was Commissions and fees: $1.65 billion, or 99% of the total, followed by Investment and other income ($22.0M, 1%). Net income for the quarter was $288 million, up 24.7% year over year.
When is BRO's next earnings date?
We have not yet seen an announcement of the date from Brown & Brown (BRO). Based on last year's report on Oct 27, 2025, the next report is expected around Oct 26, 2026.
What time does BRO report earnings?
Brown & Brown usually reports after market close: its latest results release was filed with the SEC at 5:03 pm ET on Jul 27, 2026.
When did BRO last report earnings?
Brown & Brown reported Q2 2026 results on Jul 27, 2026.
Where can I find Brown & Brown's financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to BRO's filings; this page breaks the latest report down in a Sankey chart.
What was BRO's net income in Q2 2026?
Brown & Brown reported net income of $288M for Q2 2026 (+24.7% year over year), under US GAAP.
Does Brown & Brown pay dividends?
Yes. In 2025, Brown & Brown paid $193M in dividends on its common stock, per its 10-K. Earlier years are in the 15-year table above.
How has Brown & Brown's revenue changed since 2011?
Per its 10-K filings, revenue grew 5.8x: $1,014M in 2011 and $5,902M in 2025. The latest year is the highest in the table. Year-by-year figures are in the table above.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report — two independent automated readings of the release had to match, and every number in the text was checked against it. Figures checked against the filing on 10/16/2026. How we make the breakdowns · Report an error
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