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How Chubb (CB) makes money: Q2 2026 revenue breakdown
US GAAP · $M · vs Q2 2025 · reported 07/21/2026
Chubb Limited is an American–Swiss company incorporated in Zürich and listed on the New York Stock Exchange (NYSE), where it is a component of the S&P 500. · Wikipedia
Key growth driver: Net Investment Income — the fastest-growing revenue line: $1,760, +12% y/y. · by the Q2 2026 report
How does Chubb make money?
Chubb brought in $16.0 billion of revenue in Q2 2026, up 7.2% year over year. The largest source was P&C Net Premiums Earned: ≈$12.0 billion, or 75% of the total, followed by Life Net Premiums Earned ($1.94B, 12%) and Net Investment Income ($1.76B, 11%); other lines add the remaining 2%. Net income for the quarter was $2.85 billion, down 3.8% year over year.
Revenue by source, Q2 2026
- P&C Net Premiums Earned≈$12.0B · 75% · +2.8%
- Life Net Premiums Earned$1.94B · 12% · +7.5%
- Net Investment Income$1.76B · 11% · +12.3%
- Realized Gains & Other Income$363M · 2% · −37.1%
Shares of $16.0B total revenue; changes are year over year, as reported. ≈ marks lines derived from disclosed totals. The same flows are drawn in the Sankey chart below.
When is CB’s next earnings date?
Tuesday, October 20, 2026confirmed · after market close
Chubb (CB) is scheduled to report results for the quarter ending Sep 2026 on Oct 20, 2026. Consensus EPS forecast: $6.26 (10 analysts), vs $7.49 in the same quarter last year.
What time does CB report? Usually after market close: the last 4 results releases reached the SEC at 4:10 pm, 4:26 pm, 4:17 pm, 4:19 pm ET.
Last report: Jul 21, 2026 (Q2 2026) — broken down in the Sankey chart below. Dates and consensus: Nasdaq / Zacks Investment Research; companies do reschedule. Who else reports this week →
All figures in $M.
Revenue
$16,012
+7.2%
Net income
$2,854
-3.8%
$7.30/share diluted
Verdict: A strong quarter with P&C underwriting income up 18.8% on a much-improved 83.8% combined ratio and record net investment income, though headline net income dipped 3.8% y/y purely due to a large prior-year net realized gain that inflated the 2025 comparison, masking genuine 14.6% core operating income growth.
Operating cash flow $3.73B (adjusted $3.48B); Q2 capital returned to shareholders $1.37B ($979M buybacks + $395M dividends); management sees property growth penalty dissipating, confident in continued double-digit tangible book value growth.
Source and notation
* marks non-cash / ≈ estimated. Source: Chubb Limited press release / 10-Q (SEC EDGAR).
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
CB earnings history: past report dates
| Apr 21, 2026 Tue | 4:26 pmafter market close | Mar 31, 2026 | — | $5.88+79% y/y |
| Feb 3, 2026 Tue | 4:17 pmafter market close | Dec 31, 2025 | — | ≈$8.05+28% y/y |
| Oct 21, 2025 Tue | 4:19 pmafter market close | Sep 30, 2025 | — | $6.99+23% y/y |
| Jul 22, 2025 Tue | 4:33 pmafter market close | Jun 30, 2025 | — | $7.35+35% y/y |
| Apr 22, 2025 Tue | 5:22 pmafter market close | Mar 31, 2025 | — | $3.29−37% y/y |
| Jan 28, 2025 Tue | 4:22 pmafter market close | Dec 31, 2024 | — | ≈$6.31−21% y/y |
| Oct 29, 2024 Tue | 4:21 pmafter market close | Sep 30, 2024 | — | $5.70+15% y/y |
| Jul 23, 2024 Tue | 4:21 pmafter market close | Jun 30, 2024 | — | $5.46+26% y/y |
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
Chubb: 3-year financials
| 2010 | 3,108 |
| 2009 | 2,549 |
| 2008 | 1,173 |
$ millions, annual 10-K reports on SEC EDGAR (US GAAP).
How we calculate
Figures are the annual report lines as filed, no adjustments. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing.
Corporate governance
2/2good
How the company treats minority shareholders: 2 — well, 0 — systematically poorly.
More
- Feb 202610-K FY2025: a single class of common stock; the 2025 shareholder meeting approved a dividend of up to $3.88 (2024 — $3.64, 2023 — $3.44); dividends paid quarterly since 1993. sec.gov ↗
- Feb 2026Diluted shares 453.4M (2020) → 401.5M (2025), −11%. data.sec.gov ↗
- Feb 2011ACE 10-K FY2010: the 2004 shareholder class action was settled for $1.95M, approved by the court on Jun 9, 2009. sec.gov ↗
Scoring: 2.0, no deductions: single share class (the voting cap for holders of >10% protects everyone equally), diluted shares −11% over 5 years, SBC 0.7% of revenue, dividend approved by shareholders and raised for 30+ years, the 2004 ACE suit settled for $1.95M
- Share classes
- Single class of common stock (Swiss company); the voting cap for any holder of ≥10% applies to all equally — not unequal classes.
- Dilution
- Diluted shares 453.4M (2020) → 401.5M (2025), −11%; SBC $400M = 0.7% of revenue.
- Disclosure
- Full reporting.
- Dividends
- Dividend approved by the general meeting: $3.44 → $3.64 → $3.88 per share (2023–2025), quarterly payments since 1993.
- Lawsuits & regulators
- The 2004 ACE shareholder suit settled for $1.95M (2009) — below $50M; the $80M in 2006 was an industry case over broker commissions; 10-K FY2025 shows no shareholder suits or SEC cases.
- Related parties
- Transactions with >5% holders (BlackRock — asset management, $21M) on market terms.
How the score works · checked as of Sep 2026
Chubb (CB) earnings: FAQ
How does Chubb make money?
Chubb brought in $16.0 billion of revenue in Q2 2026, up 7.2% year over year. The largest source was P&C Net Premiums Earned: ≈$12.0 billion, or 75% of the total, followed by Life Net Premiums Earned ($1.94B, 12%) and Net Investment Income ($1.76B, 11%); other lines add the remaining 2%. Net income for the quarter was $2.85 billion, down 3.8% year over year.
When is CB's next earnings date?
Chubb (CB) is scheduled to report on Oct 20, 2026, after market close.
What time does CB report earnings?
Chubb is scheduled to report after market close on Oct 20, 2026. Its last results releases were filed after market close, most recently at 4:10 pm ET on Jul 21, 2026.
When did CB last report earnings?
Chubb reported Q2 2026 results on Jul 21, 2026.
What is the EPS estimate for CB's next earnings?
The consensus EPS forecast is $6.26 (10 analysts), vs $7.49 in the same quarter last year.
Where can I find Chubb's financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to CB's filings; this page breaks the latest report down in a Sankey chart.
What was CB's net income in Q2 2026?
Chubb reported net income of $2,854M for Q2 2026 (-3.8% year over year), under US GAAP.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report. Figures checked against the filing on 08/25/2026. How we make the breakdowns · Report an error
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