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CINF · Q2 2026
Archived report (Q2 2026). Latest deep dive →
The quarter in brief
Revenue grew 31.6% y/y to $4.27B, pre-tax margin 36.9% vs 26.3%, net income $1.26B (+83.2% y/y).
Net income attributable to the company
$1,255M
up 83.2% y/y
Total revenues
$4,274M
up 31.6% y/y
All figures in $M.
| Line item | Amount and change |
|---|---|
| Total revenues | $4,274 · +31.6% |
| Costs and expenses (calculated) | $2,698 · +12.7% |
| Income before income taxes | $1,576 · +84.3% · 36.9% margin |
| Income tax expense | $321 · +88.8% · 20.4% effective rate |
| Net income attributable to the company | $1,255 · +83.2% · 29.4% margin |
Verdict: revenue grew 31.6% y/y to $4.27B, pre-tax margin 36.9% vs 26.3%, net income $1.26B (+83.2% y/y).
Source and notation
Source: SEC XBRL of Cincinnati Financial's 10-Q (SEC EDGAR); revenue and net income are confirmed by the 8-K press release of 07/27/2026. The release carries no income statement, so the chart is built from XBRL totals: costs and other items are calculated as differences between reported totals.
Open as an image: CINF, Q2 2026 (PNG) ↗ · for sharing and presentations · free to reuse, CC BY 4.0
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Chart: “CINF Q2 2026: where the revenue went” by Who Reports Today, https://whoreportstoday.com/t/cinf/q2-2026. Licensed under CC BY 4.0.
<figure> <a href="https://whoreportstoday.com/t/cinf/q2-2026"><img src="https://whoreportstoday.com/t/cinf/q2-2026/sankey.png" alt="CINF Q2 2026: where the revenue went" loading="lazy" style="max-width:100%;height:auto"></a> <figcaption>Source: <a href="https://whoreportstoday.com/t/cinf/q2-2026">Who Reports Today</a>, licensed under <a href="https://creativecommons.org/licenses/by/4.0/">CC BY 4.0</a></figcaption> </figure>
https://whoreportstoday.com/t/cinf/q2-2026/sankey.png
<a href="https://whoreportstoday.com/t/cinf/q2-2026">CINF Q2 2026 earnings chart (Who Reports Today)</a>
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- Pre-tax income was $1.58B, a 36.9% margin vs 26.3% a year earlier.
- The effective tax rate was 20.4% vs 19.9% a year earlier.
What distorts the picture in this report and what to watch beyond the headlines.
CINF — an insurance holding company that sells property and casualty insurance, mainly through independent agencies, plus life insurance and reinsurance, and invests the premiums it collects.
It reports five segments: Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance and Investments. · Source: annual report (Form 10-K, SEC)
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