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AFL · Q2 2026
Archived report (Q2 2026). Latest deep dive →
The quarter in brief
Revenue fell 1.0% y/y to $4.12B, pre-tax margin 24.2% vs 19.8%, net income $825M (+37.7% y/y).
Net income attributable to the company
$825M
up 37.7% y/y
Total revenues
$4,117M
down 1.0% y/y
All figures in $M.
| Line item | Amount and change |
|---|---|
| Total revenues | $4,117 · −1.0% |
| Costs and expenses (calculated) | $3,122 · −6.5% |
| Income before income taxes | $995 · +21.0% · 24.2% margin |
| Income tax expense | $170 · −23.8% · 17.1% effective rate |
| Net income attributable to the company | $825 · +37.7% · 20.0% margin |
Verdict: revenue fell 1.0% y/y to $4.12B, pre-tax margin 24.2% vs 19.8%, net income $825M (+37.7% y/y).
Source and notation
Source: SEC XBRL of Aflac's 10-Q (SEC EDGAR); revenue and net income are confirmed by the 8-K press release of 08/06/2026. The release carries no income statement, so the chart is built from XBRL totals: costs and other items are calculated as differences between reported totals.
Open as an image: AFL, Q2 2026 (PNG) ↗ · for sharing and presentations · free to reuse, CC BY 4.0
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Chart: “AFL Q2 2026: where the revenue went” by Who Reports Today, https://whoreportstoday.com/t/afl/q2-2026. Licensed under CC BY 4.0.
<figure> <a href="https://whoreportstoday.com/t/afl/q2-2026"><img src="https://whoreportstoday.com/t/afl/q2-2026/sankey.png" alt="AFL Q2 2026: where the revenue went" loading="lazy" style="max-width:100%;height:auto"></a> <figcaption>Source: <a href="https://whoreportstoday.com/t/afl/q2-2026">Who Reports Today</a>, licensed under <a href="https://creativecommons.org/licenses/by/4.0/">CC BY 4.0</a></figcaption> </figure>
https://whoreportstoday.com/t/afl/q2-2026/sankey.png
<a href="https://whoreportstoday.com/t/afl/q2-2026">AFL Q2 2026 earnings chart (Who Reports Today)</a>
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- Pre-tax income was $995M, a 24.2% margin vs 19.8% a year earlier.
- The effective tax rate was 17.1% vs 27.1% a year earlier.
What distorts the picture in this report and what to watch beyond the headlines.
AFL — an insurance holding company that sells supplemental health and life insurance, such as cancer, medical and accident policies, mainly in Japan and the United States.
It makes money from premiums and investment income in two segments: Aflac Japan, which the company names as the principal contributor to its earnings, and Aflac U.S. · Source: annual report (Form 10-K, SEC)
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