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AXP earnings date & Q2 2026 results · American Express
US GAAP · $M · vs Q2 2025 · reported 07/24/2026
American Express Company (Amex) is an American bank holding company and multinational financial services corporation that specializes in payment cards. · Wikipedia
More about the company
It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan; in 2026, the company announced that it would develop and be the sole occupant of the new 2 World Trade Center skyscraper in the nearby World Trade Center complex.
Key growth driver: Consolidated expenses (ex. provisions) were ≈$6,041M within the $7,141M total cost/expense block below revenue, driven by variable customer engagement costs, the U.S.… · by the Q2 2026 report
When is AXP’s next earnings date?
Friday, October 23, 2026confirmed · before market open
American Express (AXP) is scheduled to report results for the quarter ending Sep 2026 on Oct 23, 2026. Consensus EPS forecast: $4.52 (9 analysts), vs $4.14 in the same quarter last year.
What time does AXP report? Usually before market open: the last 4 results releases reached the SEC at 7:00 am, 7:00 am, 7:00 am, 7:00 am ET.
Last report: Jul 24, 2026 (Q2 2026) — broken down in the Sankey chart below. Dates and consensus: Nasdaq / Zacks Investment Research; companies do reschedule. Who else reports this week →
All figures in $M.
Revenue
$11,212
+8.6%
Net income
$3,110
+7.8%
EPS $4.53 · +11%
Verdict: a solid quarter with revenue net of interest expense up 8.6% on robust Card Member spending, net income growing 7.8% to $3.1B even as expenses rose and the effective tax rate jumped to 23.6% from 18.7% due to prior-year discrete tax benefits, capping net income growth well below pretax growth.
FY2026 revenue growth guidance raised to ~10%; FY2026 EPS guidance reaffirmed at $17.30-$17.90; diluted shares down 3% y/y to 679M supporting EPS growth.
Source and notation
* marks non-cash / ≈ estimated. Source: American Express press release / 10-Q (SEC EDGAR).
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
AXP earnings history: past report dates
| Jul 24, 2026 Fri | 7:00 ambefore market open | Jun 30, 2026 | $11.2B+9% y/y | $4.53+11% y/y |
| Apr 23, 2026 Thu | 7:00 ambefore market open | Mar 31, 2026 | $10.5B+9% y/y | $4.28+18% y/y |
| Jan 30, 2026 Fri | 7:00 ambefore market open | Dec 31, 2025 | ≈$10.9B+10% y/y | ≈$3.52+16% y/y |
| Oct 17, 2025 Fri | 7:00 ambefore market open | Sep 30, 2025 | $10.4B+7% y/y | $4.14+19% y/y |
| Jul 18, 2025 Fri | 7:02 ambefore market open | Jun 30, 2025 | $10.3B+5% y/y | $4.08−2% y/y |
| Apr 17, 2025 Thu | 7:03 ambefore market open | Mar 31, 2025 | $9.6B+3% y/y | $3.64+9% y/y |
| Jan 24, 2025 Fri | 7:04 ambefore market open | Dec 31, 2024 | ≈$10.0B+4% y/y | ≈$3.04+16% y/y |
| Oct 18, 2024 Fri | 7:08 ambefore market open | Sep 30, 2024 | $9.7B+4% y/y | $3.49+6% y/y |
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
American Express: 5-year financials
| 2025 | 41,304 | 10,833 | 16,003 | 2,271 |
| 2024 | 38,825 | 10,129 | 12,139 | 1,999 |
| 2023 | 37,218 | 8,374 | 16,996 | 1,780 |
| 2022 | 34,219 | 7,514 | 19,224 | 1,565 |
| 2021 | 27,716 | 8,060 | 13,095 | 1,448 |
$ millions, annual 10-K reports on SEC EDGAR (US GAAP).
How we calculate
Figures are the annual report lines as filed, no adjustments. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing.
Corporate governance
2/2good
How the company treats minority shareholders: 2 — well, 0 — systematically poorly.
More
- Feb 2026Per the 2025 10-K, American Express has a single class of common stock; Legal Proceedings lists no shareholder suits or SEC cases. sec.gov ↗
- Dec 2025Diluted shares −13.6% over 2020–2025; SBC of $0.55B = 0.8% of $72.2B revenue. data.sec.gov ↗
- Dec 2025Per-share dividend: $1.72 (2020 and 2021, Fed restrictions) → $3.28 (2025). data.sec.gov ↗
- Mar 20262026 proxy: loans to directors and executives are made on the same terms as to customers; no other related-party transactions disclosed. sec.gov ↗
Scoring: 2.0, no deductions: single share class, shares −13.6% over 5 years, SBC 0.8% of revenue, dividend rising; no shareholder suits or SEC disclosure cases in 10 years
- Share classes
- Single class: Common Shares (2025 10-K cover); Berkshire is a large but non-controlling shareholder.
- Dilution
- Diluted shares −13.6% over 2020–2025, SBC 0.8% of revenue.
- Disclosure
- Full US GAAP reporting: 10-K and 10-Q filed on EDGAR on time.
- Dividends
- Dividend rising; in 2020–2021 it was held at $0.43 per quarter due to Fed restrictions — an external cause, no deduction; $1.72 → $3.28 over 2021–2025.
- Lawsuits & regulators
- The 2025 10-K lists no shareholder suits or SEC cases; the 2025 DOJ settlement over small-business sales concerns customers, no deduction.
- Related parties
- Per the 2026 proxy, related-party dealings are limited to ordinary banking products on standard terms.
How the score works · checked as of Sep 2026
American Express (AXP) earnings: FAQ
When is AXP's next earnings date?
American Express (AXP) is scheduled to report on Oct 23, 2026, before market open.
What time does AXP report earnings?
American Express is scheduled to report before market open on Oct 23, 2026. Its last results releases were filed before market open, most recently at 7:00 am ET on Jul 24, 2026.
When did AXP last report earnings?
American Express reported Q2 2026 results on Jul 24, 2026.
What is the EPS estimate for AXP's next earnings?
The consensus EPS forecast is $4.52 (9 analysts), vs $4.14 in the same quarter last year.
Where can I find American Express's financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to AXP's filings; this page breaks the latest report down in a Sankey chart.
What was AXP's net income in Q2 2026?
American Express reported net income of $3,110M for Q2 2026 (+7.8% year over year), under US GAAP.
Does American Express pay dividends?
Yes. In 2025, American Express paid $2,271M in dividends on its common stock, per its 10-K. Earlier years are in the five-year table above.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report. Figures checked against the filing on 08/25/2026. How we make the breakdowns · Report an error
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