← Who reports today · Financials
BAC earnings date & Q2 2026 results · Bank of America
US GAAP · $M · vs Q2 2025 · reported 07/14/2026
Bank of America — The Bank of America Corporation is an American multinational bank and financial services holding company headquartered at the Bank of America Corporate Center in Charlotte, North Carolina, with investment banking and auxiliary headquarters in Manhattan. · Wikipedia
More about the company
The bank was formed by the merger of NationsBank and the legacy corporation of Bank of America in 1998. It is the second-largest banking institution in the United States by consolidated assets, after JPMorgan Chase. It is also the second-largest bank in the world by market capitalization, after JPMorgan Chase.
Key growth driver: Global Markets — the fastest-growing revenue line: $8,022, +34% y/y. · by the Q2 2026 report
When is BAC’s next earnings date?
Wednesday, October 14, 2026confirmed · before market open
Bank of America (BAC) is scheduled to report results for the quarter ending Sep 2026 on Oct 14, 2026. Consensus EPS forecast: $1.16 (6 analysts), vs $1.06 in the same quarter last year.
What time does BAC report? Usually before market open: the last 4 results releases reached the SEC at 6:45 am, 6:44 am, 6:45 am, 6:50 am ET.
Last report: Jul 14, 2026 (Q2 2026) — broken down in the Sankey chart below. Dates and consensus: Nasdaq / Zacks Investment Research; companies do reschedule. Who else reports this week →
All figures in $M.
Revenue
$31,558
+15.0%
Net income
$9,074
+26.6%
EPS diluted $1.21
Verdict: a strong quarter for BAC — total revenue rose 15.0% y/y to $31,558M and net income jumped 26.6% to $9,074M, powered by broad-based segment growth led by Global Markets' trading and investment banking surge, while credit costs fell 14% and expenses grew slower than revenue (+8.4%), partly offset by a drag from the All Other segment.
Diluted EPS $1.21 (+34%); dividend $0.28/share paid; book value per share $39.34; CET1 ratio 11.2% (Standardized); efficiency ratio 59.02%.
Source and notation
* marks non-cash / ≈ estimated. Source: Bank of America press release / 10-Q (SEC EDGAR).
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
BAC earnings history: past report dates
| Jul 14, 2026 Tue | 6:45 ambefore market open | Jun 30, 2026 | $31.6B+15% y/y | $1.21+34% y/y |
| Apr 15, 2026 Wed | 6:44 ambefore market open | Mar 31, 2026 | $30.3B+7% y/y | $1.11+25% y/y |
| Jan 14, 2026 Wed | 6:45 ambefore market open | Dec 31, 2025 | ≈$29.3B+16% y/y | ≈$0.96+19% y/y |
| Oct 15, 2025 Wed | 6:50 ambefore market open | Sep 30, 2025 | $28.1B+11% y/y | $1.06+31% y/y |
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
Bank of America: 5-year financials
| 2025 | 113,097 | 30,509 |
| 2024 | 105,856 | 26,973 |
| 2023 | 102,769 | 26,305 |
| 2022 | 94,950 | 27,528 |
| 2021 | 89,113 | 31,978 |
$ millions, annual 10-K reports on SEC EDGAR (US GAAP).
How we calculate
Figures are the annual report lines as filed, no adjustments. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing.
Corporate governance
1.5/2mostly good
How the company treats minority shareholders: 2 — well, 0 — systematically poorly.
More
- Sep 2012Bank of America agreed to pay $2.43B to settle an investor class action over false statements in the Merrill Lynch acquisition. sec.gov ↗
- Dec 2025Diluted shares −12.7% over 2020–2025, with $21.4B of buybacks in 2025 (XBRL). data.sec.gov ↗
- Feb 2026The 2025 10-K lists no shareholder class actions or SEC cases over disclosure to investors. sec.gov ↗
Scoring: 2.0 −0.5 (criterion 9: investor suit over the Merrill Lynch acquisition settled for $2.43B in 2012 — above $1B, older than 10 years, half weight) = 1.5
- Share classes
- Single class of common stock; Series 1–5 preferred carry 150 votes but vote together with the common and account for a negligible share — no dual-class structure (2026 proxy).
- Dilution
- Diluted shares −12.7% over 2020–2025, SBC 3.5% of revenue.
- Disclosure
- Full US GAAP reporting: 10-K and 10-Q filed on EDGAR on time.
- Dividends
- Dividends rising; the 2009–2013 and 2020 restrictions were imposed by the regulator — no deduction.
- Lawsuits & regulators
- Merrill Lynch investor suit ($2.43B, 2012) — older than 10 years, half weight; the 2010 SEC penalty is older than 15 years and not counted; no shareholder suits or SEC disclosure cases in the last 10 years (2025 10-K); the 2016 SEC penalty ($415M, Merrill client funds) and 2022 off-channel fines are client/industry matters — no deduction.
- Related parties
- Related-party transaction approval policy in place; no material transactions disclosed in the 2026 proxy.
How the score works · checked as of Sep 2026
Bank of America (BAC) earnings: FAQ
When is BAC's next earnings date?
Bank of America (BAC) is scheduled to report on Oct 14, 2026, before market open.
What time does BAC report earnings?
Bank of America is scheduled to report before market open on Oct 14, 2026. Its last results releases were filed before market open, most recently at 6:45 am ET on Jul 14, 2026.
When did BAC last report earnings?
Bank of America reported Q2 2026 results on Jul 14, 2026.
What is the EPS estimate for BAC's next earnings?
The consensus EPS forecast is $1.16 (6 analysts), vs $1.06 in the same quarter last year.
Where can I find Bank of America's financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to BAC's filings; this page breaks the latest report down in a Sankey chart.
What was BAC's net income in Q2 2026?
Bank of America reported net income of $9,074M for Q2 2026 (+26.6% year over year), under US GAAP.
New to earnings reports? Start with how to read an earnings report.
How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report. Figures checked against the filing on 08/25/2026. How we make the breakdowns · Report an error
More reports: BLK · Q2 2026 · BNY · Q2 2026 · BX · Q2 2026 · C · Q2 2026 · CB · Q2 2026 · CME · Q2 2026 · COF · Q2 2026 · GS · Q2 2026 · HOOD · Q2 2026 · ICE · Q2 2026 · all reports