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How State Street Corporation (STT) makes money: Q3 2026 revenue breakdown
The quarter in brief
Revenue grew 12.9% y/y to $4.00B, pre-tax margin 34.7% vs 31.1%, net income $1.09B (+26.6% y/y).
Key growth driver: Revenue growth of +13% y/y — the report gives no segment split, so the driver is the whole business. · by the Q3 2026 report
Net income
$1,090M
up 26.6% y/y
Total revenue
$4,004M
up 12.9% y/y
Next report
not announced yet
How does State Street make money?
State Street brought in $4.00 billion of revenue in Q3 2026, up 12.9% year over year. The largest source was Total fee revenue: $3.14 billion, or 78% of the total, followed by Net interest income ($864M, 22%). Net income for the quarter was $1.09 billion, up 26.6% year over year.
Revenue by source, Q3 2026
- Total fee revenue$3.14B · 78% · +11.0%
- Net interest income$864M · 22% · +20.8%
Shares of $4.00B total revenue; changes are year over year, as reported. ≈ marks lines derived from disclosed totals. The same flows are drawn in the Sankey chart below.
All figures in $M.
| Line item | Amount and change |
|---|---|
| Total fee revenue | $3,140 · +11.0% |
| Net interest income | $864 · +20.8% |
| Total revenue | $4,004 · +12.9% |
| Total expenses | $2,620 · +7.6% |
| Provision for credit losses (release) | $4 · vs −$9 |
| Income before income tax expense | $1,388 · +26.0% · 34.7% margin |
| Income tax expense | $298 · +23.7% · 21.5% effective rate |
| Net income | $1,090 · +26.6% · $3.69/sh · 27.2% margin |
Verdict: revenue grew 12.9% y/y to $4.00B, pre-tax margin 34.7% vs 31.1%, net income $1.09B (+26.6% y/y).
Diluted EPS $3.69 vs $2.78 a year earlier; ROE 16.4%, ROTCE 25.1%; pre-tax margin 34.6% vs 31.1%; AUC/A a record $59.2 trillion, AUM a record $6.3 trillion; no notable items in 3Q26 or 3Q25.
Source and notation
Source: State Street earnings release and its exhibits, 8-K EX-99 of 10/14/2026 (SEC EDGAR). Bank layout: total revenue = net interest income + noninterest income; noninterest expense and the provision for credit losses are deducted to reach pre-tax income; preferred dividends separate net income from net income available to common shareholders. The income statement lines were taken from the release by hand; the program found every figure in the release text and checked the accounting identities and the chart balance; SEC XBRL for this quarter is not published yet, so the XBRL check is pending.
Open the chart as a PNG image ↗ · for sharing and presentations · free to reuse, CC BY 4.0
- Fee revenue rose 11% to $3,140M: servicing fees up 10% to $1,492M, management fees up 20% to $797M and foreign exchange trading services up 17% to $427M, mainly on higher market levels, net new business and flows.
- Net interest income rose 21% to $864M, reflecting an increase of 16 basis points in the net interest margin.
- Total expenses rose 8% to $2,620M on revenue-related costs and strategic investments, well below revenue growth of 13% — 531 bps of positive operating leverage.
- New servicing fee revenue wins were $68 million; servicing fee revenue of $332 million is to be installed in future periods.
- Pre-tax income was $1.39B, a 34.7% margin vs 31.1% a year earlier.
- The effective tax rate was 21.5% vs 21.9% a year earlier.
What distorts the picture in this report and what to watch beyond the headlines.
Who runs the company now
- Ronald P. O'HanleyChairman, Chief Executive Officer and President [1]
- John F. WoodsExecutive Vice President and Chief Financial Officer [2]
As of 10/20/2026, per the company’s SEC filings: signatures on the latest report and leadership-change filings.
Positions: the company’s SEC filings. Spotted an error, or is this you and you’d like it corrected or removed? Contact us
How this is compiled
Who runs the company now comes from primary sources only: for US companies, the CEO and CFO signatures on the latest SEC report, and a separate board chair from the proxy statement (DEF 14A); for Russian and Kazakh issuers, the company website and its disclosures. We recheck weekly; if a name can’t be confirmed, or a leadership-change filing came out after the report, we don’t show it until it’s reviewed. History comes from proxy statements, disclosures, Wikipedia and Wikidata; years show when a term started and ended, “since” means the person is in office now. An outcome for a previous employer is shown only when the linked document states it.
Sources · 2
- SEC EDGAR: 10-Q 2026-07-30 · SEC EDGAR · 10/20/2026
- SEC EDGAR: 10-Q 2026-07-30 · SEC EDGAR · 10/20/2026
State Street Corporation is an American multinational financial services and bank holding company headquartered at One Congress Street in Boston. · Text: Wikipedia, CC BY-SA 4.0, abridged
It is the second-oldest continuously operating U.S. bank, tracing its roots to Union Bank, chartered in 1792. As of the third quarter of 2025, State Street is one of the world's largest asset managers and custodians, with approximately US$5.4 trillion in assets under management and US$51.7 trillion under custody and administration.
Company guidance
Same quarter a year ago (ended December 31, 2025): revenue $3.67B, EPS (GAAP) $2.41
How we calculate
Year-ago figures are GAAP, from the company's SEC filings (XBRL); EPS is diluted.
STT earnings history: past report dates
| Jul 16, 2026 Thu | 7:30 ambefore market open | Jun 30, 2026 | $4.0B+17% y/y | $3.65+68% y/y |
| Apr 17, 2026 Fri | 7:30 ambefore market open | Mar 31, 2026 | $3.8B+16% y/y | $2.49+22% y/y |
| Jan 16, 2026 Fri | 7:30 ambefore market open | Dec 31, 2025 | ≈$3.7B+7% y/y | ≈$2.41−1% y/y |
| Oct 17, 2025 Fri | 7:30 ambefore market open | Sep 30, 2025 | $3.5B+9% y/y | $2.78+23% y/y |
| Jul 15, 2025 Tue | 7:31 ambefore market open | Jun 30, 2025 | $3.4B+8% y/y | $2.17+1% y/y |
| Apr 17, 2025 Thu | 7:30 ambefore market open | Mar 31, 2025 | $3.3B+5% y/y | $2.04+49% y/y |
| Jan 17, 2025 Fri | 7:00 ambefore market open | Dec 31, 2024 | ≈$3.4B+12% y/y | ≈$2.43+280% y/y |
| Oct 15, 2024 Tue | 7:00 ambefore market open | Sep 30, 2024 | $3.3B+21% y/y | $2.26+81% y/y |
| Jul 16, 2024 Tue | 7:30 ambefore market open | Jun 30, 2024 | $3.2B+3% y/y | $2.15−1% y/y |
| Apr 12, 2024 Fri | 7:30 ambefore market open | Mar 31, 2024 | $3.1B+1% y/y | $1.37−10% y/y |
| Jan 19, 2024 Fri | 7:30 ambefore market open | Dec 31, 2023 | ≈$3.0B−4% y/y | ≈$0.64−66% y/y |
| Oct 18, 2023 Wed | 7:30 ambefore market open | Sep 30, 2023 | $2.7B−9% y/y | $1.25−31% y/y |
| Jul 14, 2023 Fri | 7:30 ambefore market open | Jun 30, 2023 | $3.1B+5% y/y | $2.17+14% y/y |
| Apr 17, 2023 Mon | 7:36 ambefore market open | Mar 31, 2023 | $3.1B+1% y/y | $1.52−3% y/y |
| Jan 20, 2023 Fri | 7:32 ambefore market open | Dec 31, 2022 | ≈$3.2B+3% y/y | ≈$1.91+7% y/y |
| Oct 18, 2022 Tue | 7:31 ambefore market open | Sep 30, 2022 | $3.0B−1% y/y | $1.80−8% y/y |
| Jul 15, 2022 Fri | 8:38 ambefore market open | Jun 30, 2022 | $3.0B−3% y/y | $1.91−8% y/y |
| Apr 14, 2022 Thu | 7:27 ambefore market open | Mar 31, 2022 | $3.1B+4% y/y | $1.57+15% y/y |
| Jan 19, 2022 Wed | 7:27 ambefore market open | Dec 31, 2021 | ≈$3.1B+5% y/y | ≈$1.79+29% y/y |
| Oct 18, 2021 Mon | 7:27 ambefore market open | Sep 30, 2021 | $3.0B+7% y/y | $1.96+35% y/y |
| Jul 16, 2021 Fri | 7:28 ambefore market open | Jun 30, 2021 | $3.0B+3% y/y | $2.07+11% y/y |
| Apr 16, 2021 Fri | 7:27 ambefore market open | Mar 31, 2021 | $3.0B−4% y/y | $1.37−15% y/y |
| Jan 19, 2021 Tue | 7:27 ambefore market open | Dec 31, 2020 | ≈$2.9B−70% y/y | ≈$1.39+3% y/y |
| Oct 16, 2020 Fri | 7:25 ambefore market open | Sep 30, 2020 | $2.8B+332% y/y | $1.45+2% y/y |
| Jul 17, 2020 Fri | 7:21 ambefore market open | Jun 30, 2020 | $2.9B+379% y/y | $1.86+31% y/y |
| Apr 17, 2020 Fri | 7:38 ambefore market open | Mar 31, 2020 | $3.1B+356% y/y | $1.62+37% y/y |
| Jan 17, 2020 Fri | 7:26 ambefore market open | Dec 31, 2019 | ≈$9.8B+224% y/y | ≈$1.35+32% y/y |
| Oct 18, 2019 Fri | 7:47 ambefore market open | Sep 30, 2019 | $644M−78% y/y | $1.42−24% y/y |
| Jul 19, 2019 Fri | 7:39 ambefore market open | Jun 30, 2019 | $613M−80% y/y | $1.42−24% y/y |
| Apr 23, 2019 Tue | 7:11 ambefore market open | Mar 31, 2019 | $672M−78% y/y | $1.18−27% y/y |
| Jan 18, 2019 Fri | 10:04 amduring market hours | Dec 31, 2018 | ≈$3.0B+3% y/y | ≈$1.02+21% y/y |
| Oct 19, 2018 Fri | 7:11 ambefore market open | Sep 30, 2018 | $3.0B+5% y/y | $1.87+13% y/y |
| Jul 20, 2018 Fri | 6:25 ambefore market open | Jun 30, 2018 | $3.1B+9% y/y | $1.88+23% y/y |
| Apr 20, 2018 Fri | 7:27 ambefore market open | Mar 31, 2018 | $3.1B+15% y/y | $1.62+41% y/y |
| Jan 23, 2018 Tue | 7:24 ambefore market open | Dec 31, 2017 | ≈$2.9B+16% y/y | ≈$0.84−41% y/y |
| Oct 23, 2017 Mon | 7:11 ambefore market open | Sep 30, 2017 | $2.8B+9% y/y | $1.66+29% y/y |
| Jul 26, 2017 Wed | 7:53 ambefore market open | Jun 30, 2017 | $2.8B+9% y/y | $1.53+4% y/y |
| Apr 26, 2017 Wed | 7:19 ambefore market open | Mar 31, 2017 | $2.7B+7% y/y | $1.15+46% y/y |
| Jan 25, 2017 Wed | 7:18 ambefore market open | Dec 31, 2016 | ≈$2.5B−0% y/y | ≈$1.43+7% y/y |
| Oct 26, 2016 Wed | 7:39 ambefore market open | Sep 30, 2016 | $2.6B+0% y/y | $1.29−2% y/y |
| Jul 27, 2016 Wed | 8:16 ambefore market open | Jun 30, 2016 | $2.6B−1% y/y | $1.47+58% y/y |
| Apr 27, 2016 Wed | 7:32 ambefore market open | Mar 31, 2016 | $2.5B−4% y/y | $0.79−11% y/y |
| Jan 27, 2016 Wed | 7:06 ambefore market open | Dec 31, 2015 | ≈$2.5B−3% y/y | ≈$1.34+24% y/y |
| Oct 23, 2015 Fri | 7:59 ambefore market open | Sep 30, 2015 | $2.6B+1% y/y | $1.31+4% y/y |
| Jul 24, 2015 Fri | 8:06 ambefore market open | Jun 30, 2015 | $2.6B+0% y/y | $0.93−33% y/y |
| Apr 24, 2015 Fri | 8:38 ambefore market open | Mar 31, 2015 | $2.6B+5% y/y | $0.89+10% y/y |
| Jan 23, 2015 Fri | 7:39 ambefore market open | Dec 31, 2014 | ≈$2.6B+7% y/y | ≈$1.08+5% y/y |
| Oct 24, 2014 Fri | 8:15 ambefore market open | Sep 30, 2014 | $2.6B+6% y/y | $1.26+8% y/y |
| Jul 22, 2014 Tue | 7:42 ambefore market open | Jun 30, 2014 | $2.6B+1% y/y | $1.38+11% y/y |
| Apr 25, 2014 Fri | 7:46 ambefore market open | Mar 31, 2014 | $2.5B+2% y/y | $0.81−17% y/y |
| Jan 24, 2014 Fri | 8:49 ambefore market open | Dec 31, 2013 | ≈$2.4B−0% y/y | ≈$1.03+2% y/y |
| Oct 22, 2013 Tue | 8:40 ambefore market open | Sep 30, 2013 | $2.4B+3% y/y | $1.17−14% y/y |
| Jul 19, 2013 Fri | 7:35 ambefore market open | Jun 30, 2013 | $2.6B+6% y/y | $1.24+27% y/y |
| Apr 19, 2013 Fri | 9:00 ambefore market open | Mar 31, 2013 | $2.4B+1% y/y | $0.98+15% y/y |
| Jan 18, 2013 Fri | 7:36 ambefore market open | Dec 31, 2012 | ≈$2.4B+6% y/y | ≈$1.01+33% y/y |
| Oct 16, 2012 Tue | 7:46 ambefore market open | Sep 30, 2012 | $2.4B−3% y/y | $1.36+24% y/y |
| Jul 17, 2012 Tue | 8:26 ambefore market open | Jun 30, 2012 | $2.4B−3% y/y | $0.98−2% y/y |
| Apr 17, 2012 Tue | 8:56 ambefore market open | Mar 31, 2012 | $2.4B+3% y/y | $0.85−9% y/y |
| Jan 18, 2012 Wed | 8:38 ambefore market open | Dec 31, 2011 | ≈$2.3B | ≈$0.76 |
Show all 59 reports since 2012Show fewer
How we count
Report date and time — when the company filed its results press release with the SEC (Form 8-K, Item 2.02); the regular session runs 9:30 am – 4:00 pm ET. Companies that file the 8-K late in the evening publish the release the next morning: the date is that morning, before market open, and the evening filing time is not shown. Revenue and diluted EPS — the company’s XBRL filings, EPS adjusted for stock splits; ≈ — fourth quarter derived as full year minus three quarters. Source: SEC EDGAR.
State Street Corporation: 15-year financials
| 2025 | 13,944 | 2,945 | 10,843 | 1,120 |
| 2024 | 13,000 | 2,687 | −14,136 | 1,033 |
| 2023 | 11,945 | 1,944 | −126 | 970 |
| 2022 | 12,148 | 2,774 | 11,220 | 972 |
| 2021 | 12,027 | 2,693 | −7,521 | 866 |
| 2020 | 11,703 | 2,420 | 2,972 | 889 |
| 2019 | 11,756 | 2,242 | 4,960 | 930 |
| 2018 | 12,131 | 2,593 | 9,566 | 828 |
| 2017 | 11,266 | 2,156 | 6,303 | 768 |
| 2016 | 10,207 | 2,143 | 1,677 | 723 |
| 2015 | 10,360 | 1,980 | −2,106 | 655 |
| 2014 | 10,274 | 2,022 | −988 | 539 |
| 2013 | 9,864 | 2,050 | −2,412 | 486 |
| 2012 | 9,649 | 2,061 | 1,578 | 463 |
| 2011 | 9,594 | 1,920 | 3,076 | 295 |
$ millions, annual 10-K reports on SEC EDGAR (US GAAP)*.
How we calculate
Figures are annual report lines; if a year was later restated (discontinued operations, mergers), we use the latest filing that shows it. Free cash flow is operating cash flow minus capital expenditures; dividends are cash paid to common shareholders during the year. “—” means the line isn’t in the filing. The table starts in 2011; where the listed issuer changed (holding reorganization, redomicile), earlier years come from the predecessor’s filings.
Shareholders’ equity at Jun 30, 2026: $28.3B (6.8% of total assets). Compare with other S&P 500 companies →
Included in screener lists: S&P 500 companies that paid dividends 10 years without a gap
State Street Corporation (STT) earnings: FAQ
How does State Street make money?
State Street brought in $4.00 billion of revenue in Q3 2026, up 12.9% year over year. The largest source was Total fee revenue: $3.14 billion, or 78% of the total, followed by Net interest income ($864M, 22%). Net income for the quarter was $1.09 billion, up 26.6% year over year.
When is STT's next earnings date?
We have not yet seen an announcement of the date from State Street Corporation (STT). Based on last year's report on Jan 16, 2026, the next report is expected around Jan 15, 2027.
What time does STT report earnings?
State Street Corporation usually reports before market open: its latest results release was filed with the SEC at 7:30 am ET on Oct 14, 2026.
When did STT last report earnings?
State Street Corporation reported Q3 2026 results on Oct 14, 2026.
Where can I find State Street Corporation's financial statements?
On SEC EDGAR: quarterly reports (10-Q), the annual report (10-K) and earnings releases (8-K). The “Verified” badge next to the chart links to STT's filings; this page breaks the latest report down in a Sankey chart.
What was STT's net income in Q3 2026?
State Street Corporation reported net income of $1,090M for Q3 2026 (+26.6% year over year), under US GAAP.
Does State Street Corporation pay dividends?
Yes. In 2025, State Street Corporation paid $1,120M in dividends on its common stock, per its 10-K. Earlier years are in the 15-year table above.
How has State Street Corporation's revenue changed since 2011?
Per its 10-K filings, revenue grew 1.5x: $9,594M in 2011 and $13,944M in 2025. The latest year is the highest in the table. Year-by-year figures are in the table above.
New to earnings reports? Start with how to read an earnings report.
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