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PNC · Q2 2026

Archived report (Q2 2026). Latest deep dive →

US GAAP · $M · vs Q2 2025 · reported 07/15/2026

PNC — PNC Financial Services Group provides banking, asset management, and mortgage services to consumers and corporations.

More about the company

Headquartered in Pittsburgh, Pennsylvania, it operates primarily in the eastern and midwestern United States.

All figures in $M.

Revenue

$6,875

+21%

Net income

$2,055

+25%

Diluted EPS $4.81 · adjusted $4.85

Sankey diagram of PNC earnings report for Q2 2026: revenue, costs and profitNet Interest Income$4,107 · +16%NIM 2.96%Fee Income$2,279 · +20%Capital markets strengthOther Noninterest Income$489 · +131%Incl. 2Q26 significant itemsTotal Revenue$6,875 · +21%NoninterestExpense$4,098 · +21%Incl. $140M Foundation· $121M integrationProvision forCredit Losses$191 · -25%NCOs $226M · 0.25% ofloansPretax Income$2,586 · +28%Income Taxes ≈$531≈20.5% effective rateNet Income$2,055 · +25%Diluted EPS $4.81 · adjusted $4.85

Verdict: a record-revenue quarter — net interest income and fees both at all-time highs drove EPS up 25% y/y even while absorbing a $140M Foundation contribution and FirstBank integration costs; credit costs are falling and the dividend was raised 18%.

NIM 2.96% · ROTCE 17.9% · CET1 9.9% · avg loans $363B (+4% q/q) · avg deposits $457B · $1.3B returned to shareholders incl. $0.6B buybacks · dividend +18% to $2.00/sh.

Source and notation

* marks non-cash / ≈ estimated. Bank P&L scheme: revenue = NII + fees; expenses and credit provisions against it. Source: PNC press release, 8-K EX-99.1 (SEC EDGAR).

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How this page was made: the figures come from the company's own report on SEC EDGAR; the summary and nuances were drafted by our model from that report; the short company description was also written by our model. Figures checked against the filing on 08/26/2026. How we make the breakdowns · Report an error

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Company reports

Q3 2026latest breakdownA solid quarter built on loan growth — total revenue rose 11% to $6,562M as net interest income jumped 15% to $4,206M…
Q2 2026A record-revenue quarter — net interest income and fees both at all-time highs drove EPS up 25% y/y even while absorbing…

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