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ERIE · Q2 2026
Archived report (Q2 2026). Latest deep dive →
The quarter in brief
Revenue grew 2.8% y/y to $1.09B, operating margin 18.7% vs 18.8%, net income $180M (+3.2% y/y).
Net income
$180M
up 3.2% y/y
Total operating revenue
$1,090M
up 2.8% y/y
Operating income
$204M
up 2.5% y/y
All figures in $M.
| Line item | Amount and change |
|---|---|
| Management fee revenue - policy issuance and renewal services | $863 · +4.7% |
| Management fee revenue - administrative services | $19.6 · +7.2% |
| Administrative services reimbursement revenue | $202 · −5.2% |
| Service agreement revenue | $5.7 · +8.3% |
| Total operating revenue | $1,090 · +2.8% |
| Cost of operations - policy issuance and renewal services | $684 · +5.5% |
| Cost of operations - administrative services | $202 · −5.2% |
| Operating income | $204 · +2.5% · 18.7% margin |
| Net investment income | $22.6 · +12.8% |
| Net realized and unrealized investment gains (losses) | $0.6 · +16.3% |
| Net impairment losses recognized in earnings | $0.6 · −35.0% |
| Other income | $1.4 · −29.0% |
| Income before income taxes | $228 · +3.3% |
| Income tax expense | $47.8 · +3.7% · 21.0% effective rate |
| Net income | $180 · +3.2% · $3.45/sh · 16.5% margin |
Verdict: revenue grew 2.8% y/y to $1.09B, operating margin 18.7% vs 18.8%, net income $180M (+3.2% y/y).
Source and notation
Source: Erie Indemnity Form 10-Q filed 07/30/2026 (SEC EDGAR); results date from the 8-K of 07/30/2026. The press release has no income statement, so every figure was matched against the income statement in the 10-Q and checked against SEC XBRL.
Open as an image: ERIE, Q2 2026 (PNG) ↗ · for sharing and presentations · free to reuse, CC BY 4.0
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Chart: “ERIE Q2 2026: where the revenue went” by Who Reports Today, https://whoreportstoday.com/t/erie/q2-2026. Licensed under CC BY 4.0.
<figure> <a href="https://whoreportstoday.com/t/erie/q2-2026"><img src="https://whoreportstoday.com/t/erie/q2-2026/sankey.png" alt="ERIE Q2 2026: where the revenue went" loading="lazy" style="max-width:100%;height:auto"></a> <figcaption>Source: <a href="https://whoreportstoday.com/t/erie/q2-2026">Who Reports Today</a>, licensed under <a href="https://creativecommons.org/licenses/by/4.0/">CC BY 4.0</a></figcaption> </figure>
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<a href="https://whoreportstoday.com/t/erie/q2-2026">ERIE Q2 2026 earnings chart (Who Reports Today)</a>
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- Operating income was $204M, a 18.7% margin vs 18.8% a year earlier.
- The effective tax rate was 21.0% vs 20.9% a year earlier.
- Diluted EPS was $3.45 vs $3.34 a year earlier.
What distorts the picture in this report and what to watch beyond the headlines.
ERIE — an insurance management company that serves as attorney-in-fact for the Erie Insurance Exchange, a reciprocal insurer owned by its policyholders, handling sales, underwriting and policy issuance and renewal for it. It reports one segment, management operations, and earns money mainly from a management fee equal to a share of the Exchange's premiums, plus reimbursed administrative services such as claims handling. · Source: annual report (Form 10-K, SEC)
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